Li Ruihua
School of Law, Southeast University, Nanjing, China.
Front Psychol. 2022 May 30;13:892061. doi: 10.3389/fpsyg.2022.892061. eCollection 2022.
This work aims to study the entrepreneurial intention of college students' Internet Entrepreneurship and the potential risk of Internet financial crime from a psychological perspective. Here, the relevant psychological theories are used to analyze the personal and social factors of College Students' Internet Financing Entrepreneurship. Specifically, College Students' Internet Financial Entrepreneurship factors are examined alongside the excellence and feasibility of Internet Entrepreneurship. Secondly, it introduces the main types of Internet financial crimes and analyzes the psychological traits of college students' Internet financial crimes. Further, the research reveals the possibility of college students committing Internet financial crimes by investigating the current situation of College Students' Internet Entrepreneurship through a questionnaire survey. The results show that 78% of the respondents have studied college Innovation and Entrepreneurship Education (IEE). More than 90% are interested in entrepreneurship, but most have not undertaken entrepreneurship. Therefore, the current college students' enthusiasm for Internet Financial Entrepreneurship is affected by many factors and is not high. Finally, given the existing problems, hierarchical nesting prevention measures are proposed to prevent college students' Internet financial crimes during entrepreneurship. This work provides a reference for analyzing the psychological factors of College Students' Internet Financial Entrepreneurship and preventing potential Internet financial crimes.
这项工作旨在从心理学角度研究大学生互联网创业的创业意向以及互联网金融犯罪的潜在风险。在此,运用相关心理学理论分析大学生互联网融资创业的个人和社会因素。具体而言,将大学生互联网金融创业因素与互联网创业的优势和可行性一并进行考察。其次,介绍互联网金融犯罪的主要类型,并分析大学生互联网金融犯罪的心理特征。此外,通过问卷调查大学生互联网创业的现状,研究揭示了大学生实施互联网金融犯罪的可能性。结果显示,78%的受访者学习过大学创新创业教育(IEE)。超过90%的人对创业感兴趣,但大多数人尚未开展创业。因此,当前大学生对互联网金融创业的热情受到多种因素影响,并不高。最后,针对存在的问题,提出分层嵌套的预防措施,以防范大学生创业过程中的互联网金融犯罪。这项工作为分析大学生互联网金融创业的心理因素以及预防潜在的互联网金融犯罪提供了参考。