Estela-Delgado Bertha, Montenegro Gilmer, Paan Jimmy, Morales-García Wilter C, Castillo-Blanco Ronald, Sairitupa-Sanchez Liset, Saintila Jacksaint
Unidad de Administración, Escuela de Posgrado, Universidad Peruana Unión, Lima, Peru.
Unidad de Salud Pública, Escuela de Posgrado, Universidad Peruana Unión, Lima, Peru.
Front Psychol. 2023 Jan 27;13:1084731. doi: 10.3389/fpsyg.2022.1084731. eCollection 2022.
Crises negatively affect the economy of a country, increasing financial risk, as they affect work activities and the well-being of the population. This study aimed to examine the mediating role of financial well-being in the relationship between personal well-being and financial threats. A predictive cross-sectional study was conducted. The variables analyzed were personal well-being, financial threats, and financial well-being. A total of 416 Peruvian adults from the three regions of Peru participated. The mean age was M = 35.36, SD = 8.84, with a range of 19-62 years. To represent the statistical mediation model, a structural equation model (SEM) was used. The analysis showed that the variables were significantly related ( < 0.001). The theoretical model indicated a perfect mediation, also obtaining a good fit, (168) = 394.3, CFI = 0.931, RMSEA = 0.057, SRMR = 0.062. The study showed that personal well-being serves as a basis for promoting financial well-being and this contributes to the reduction of financial threats.
危机对一个国家的经济产生负面影响，增加金融风险，因为它们影响工作活动和民众的福祉。本研究旨在考察财务幸福感在个人幸福感与财务威胁之间关系中的中介作用。进行了一项预测性横断面研究。所分析的变量为个人幸福感、财务威胁和财务幸福感。来自秘鲁三个地区的416名秘鲁成年人参与了研究。平均年龄为M = 35.36，标准差为SD = 8.84，年龄范围为19至62岁。为了呈现统计中介模型，使用了结构方程模型（SEM）。分析表明这些变量显著相关（p < 0.001）。理论模型显示出完全中介作用，拟合度也良好，χ²(168) = 394.3，CFI = 0.931，RMSEA = 0.057，SRMR = 0.062。研究表明，个人幸福感是促进财务幸福感的基础，而这有助于减少财务威胁。
