Luke Messac (
Alexander T. Janke, Veterans Affairs Ann Arbor Healthcare System and University of Michigan, Ann Arbor, Michigan.
Health Aff (Millwood). 2024 Nov;43(11):1569-1577. doi: 10.1377/hlthaff.2023.01615.
US nonprofit hospitals are required by law to have a charity care policy, but hospitals have significant discretion in determining specific eligibility criteria. Using a novel national database, this analysis revealed that nonprofit hospitals have chosen widely varying charity care eligibility guidelines. Among hospitals that offered free care, income limits ranged from 41 percent to 600 percent of the federal poverty guideline. Many hospitals considered assets when determining eligibility for charity care, and a significant minority also had residency requirements and restrictions for insured patients. Hospitals generally allowed charity care in cases of hardship, with a median cutoff of a given hospital bill being 20 percent of the patient's income. Hospitals in counties with lower levels of poverty and uninsurance had more generous eligibility policies. The wide variation in requirements for hospital financial assistance poses barriers to equitable access to care.
美国的非营利性医院依法必须制定慈善医疗政策,但医院在确定具体的资格标准方面有很大的酌处权。本研究利用新颖的国家数据库发现,非营利性医院选择了广泛不同的慈善医疗资格标准。在提供免费医疗的医院中,收入限制从联邦贫困线的 41%到 600%不等。许多医院在确定慈善医疗资格时考虑了资产因素,少数医院还对参保患者有居住要求和限制。医院通常允许在有困难的情况下提供慈善医疗,中位数截止点为患者收入的 20%。在贫困和保险不足的县,医院的资格政策更加宽松。医院对财务援助的要求差异很大,这给公平获得医疗服务带来了障碍。