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债务的高代价:家庭金融债务及其对身心健康的影响。

The high price of debt: household financial debt and its impact on mental and physical health.

机构信息

Northwestern University Feinberg School of Medicine, Department of Medical Social Sciences, Abbott Hall, 710 N. Lake Shore Drive, Suite 729, Chicago, IL 60611, USA.

出版信息

Soc Sci Med. 2013 Aug;91:94-100. doi: 10.1016/j.socscimed.2013.05.009. Epub 2013 May 16.

DOI:10.1016/j.socscimed.2013.05.009
PMID:23849243
原文链接:https://pmc.ncbi.nlm.nih.gov/articles/PMC3718010/
Abstract

Household financial debt in America has risen dramatically in recent years. While there is evidence that debt is associated with adverse psychological health, its relationship with other health outcomes is relatively unknown. We investigate the associations of multiple indices of financial debt with psychological and general health outcomes among 8400 young adult respondents from the National Longitudinal Study of Adolescent Health (Add Health). Our findings show that reporting high financial debt relative to available assets is associated with higher perceived stress and depression, worse self-reported general health, and higher diastolic blood pressure. These associations remain significant when controlling for prior socioeconomic status, psychological and physical health, and other demographic factors. The results suggest that debt is an important socioeconomic determinant of health that should be explored further in social epidemiology research.

摘要

近年来,美国家庭的金融债务急剧上升。虽然有证据表明债务与不良心理健康有关,但它与其他健康结果的关系相对未知。我们调查了在全国青少年健康纵向研究(Add Health)中,8400 名年轻成年受访者的多种金融债务指标与心理和一般健康结果之间的关系。我们的研究结果表明,与可用资产相比,报告较高的金融债务与较高的感知压力和抑郁、较差的自我报告一般健康状况和较高的舒张压有关。当控制先前的社会经济地位、心理和身体健康以及其他人口统计学因素时,这些关联仍然显著。结果表明,债务是健康的一个重要社会经济决定因素,应该在社会流行病学研究中进一步探讨。

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本文引用的文献

1
Neither a borrower nor a lender be: the relative importance of debt and SES for mental health among older adults.既不借贷也不借出:债务和社会经济地位对老年人心理健康的相对重要性。
J Aging Health. 2012 Jun;24(4):673-95. doi: 10.1177/0898264311431304. Epub 2012 Feb 13.
2
Home foreclosure and risk of psychiatric morbidity during the recent financial crisis.家庭丧失抵押品赎回权与近期金融危机期间精神疾病发病风险
Psychol Med. 2012 Jul;42(7):1441-8. doi: 10.1017/S0033291711002613. Epub 2011 Nov 21.
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Beyond debt. A moderator analysis of the relationship between perceived financial strain and mental health.超越债务。感知到的经济压力与心理健康之间关系的调节分析。
Soc Sci Med. 2011 Dec;73(12):1725-32. doi: 10.1016/j.socscimed.2011.09.022. Epub 2011 Oct 8.
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Symbolic capital, consumption, and health inequality.符号资本、消费与健康不平等
Am J Public Health. 2011 Feb;101(2):260-4. doi: 10.2105/AJPH.2010.193896. Epub 2010 Dec 16.
5
Psychological perspectives on pathways linking socioeconomic status and physical health.社会经济地位与身体健康之间关联的心理学视角。
Annu Rev Psychol. 2011;62:501-30. doi: 10.1146/annurev.psych.031809.130711.
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Personal debt and suicidal ideation.个人债务与自杀意念。
Psychol Med. 2011 Apr;41(4):771-8. doi: 10.1017/S0033291710001261. Epub 2010 Jun 16.
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Debt and depression.债务与抑郁。
J Health Econ. 2010 May;29(3):388-403. doi: 10.1016/j.jhealeco.2010.02.003. Epub 2010 Feb 23.
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Health disparities across the lifespan: meaning, methods, and mechanisms.生命周期中的健康差异:意义、方法和机制。
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Health disparities through a psychological lens.从心理学角度看健康差异。
Am Psychol. 2009 Nov;64(8):663-73. doi: 10.1037/0003-066X.64.8.663.
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Health status of people undergoing foreclosure in the Philadelphia region.费城地区面临丧失抵押品赎回权的人群的健康状况。
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