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基于进化博弈模型的人工智能赋能在线购物发展下的消费者隐私保护

Consumer Privacy Protection With the Growth of AI-Empowered Online Shopping Based on the Evolutionary Game Model.

作者信息

Wang Su, Chen Zhuo, Xiao Yi, Lin Chunyu

机构信息

School of Economics, Ocean University of China, Qingdao, China.

School of Innovation and Entrepreneurship, Shandong University, Jimo, China.

出版信息

Front Public Health. 2021 Jul 7;9:705777. doi: 10.3389/fpubh.2021.705777. eCollection 2021.

Abstract

Social distancing due to the COVID-19 pandemic has driven some consumers to online shopping, and concerns about pandemic risks and personal hygiene have increased the demand for e-commerce. Providing personalized recommendations seems quite profitable for e-commerce platforms, and consumers also benefit from personalized content with the advancement of AI technologies. However, this possible win-win situation is marred by the increase in consumers' privacy concerns. Technical solutions have been widely studied to protect consumer privacy, while few analyses have been conducted from the perspective of psychological and behavioral implications. In this paper, an evolutionary game model of privacy protection between e-commerce platforms and consumers is established to determine the mechanisms by which various factors exert influence, and evolutionary stable strategies are obtained from equilibrium points. Then, the strategy selections are simulated with MATLAB 2020 software. Based on the results, the following conclusions are drawn: (1) the application of AI technologies in e-commerce will fundamentally benefit consumers, which makes them actively share personal information with e-commerce platforms with incentives for generous rewards; (2) it is profitable for e-commerce platforms to conduct data mining by improving the ability to use AI technologies and making efforts to reduce technical costs; and (3) regulators should improve the level of supervision instead of imposing a large penalty to enhance consumer trust, which could effectively increase the profits of e-commerce platforms and protect consumers' privacy.

摘要

由于新冠疫情实施的社交距离措施促使一些消费者转向网购,而对疫情风险和个人卫生的担忧增加了对电子商务的需求。对电子商务平台来说,提供个性化推荐似乎颇有盈利空间,并且随着人工智能技术的进步,消费者也能从个性化内容中受益。然而,这种可能的双赢局面却因消费者隐私担忧的增加而受到损害。人们已广泛研究技术解决方案来保护消费者隐私,而从心理和行为影响角度进行的分析却很少。本文建立了一个电子商务平台与消费者之间隐私保护的演化博弈模型,以确定各种因素产生影响的机制,并从平衡点获得演化稳定策略。然后,用MATLAB 2020软件对策略选择进行模拟。基于结果,得出以下结论:(1)人工智能技术在电子商务中的应用将从根本上使消费者受益,这促使他们在有丰厚奖励激励的情况下积极与电子商务平台分享个人信息;(2)电子商务平台通过提高使用人工智能技术的能力并努力降低技术成本来进行数据挖掘是有利可图的;(3)监管机构应提高监管水平,而不是施加高额处罚来增强消费者信任,这可以有效增加电子商务平台的利润并保护消费者隐私。

https://cdn.ncbi.nlm.nih.gov/pmc/blobs/e688/8292788/8d2ece18dc5c/fpubh-09-705777-g0001.jpg

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