Hall LaToya, Campbell Rebecca, Gross Evan, Lichtenberg Peter A
Institute of Gerontology, Wayne State University, 87 E. Ferry Street, Detroit, MI 48202.
Institute of Gerontology and Department of Psychology, Wayne State University, 87 E. Ferry Street, Detroit, MI 48202.
Financ Couns Plan. 2022;33(1):66-78. doi: 10.1891/jfcp-20-00047.
The financial exploitation (FE) of older adults affects not only victims' finances, but also their health. This preliminary study investigated the impacts of a financial coaching program on the financial, neurocognitive, physical, and emotional health of older adult victims of FE. Twenty older adults residing in a large urban area who had experienced FE were compared at baseline and follow-up with a group of 20 older adult of the same area who were making important financial decisions, but had not experienced FE and did not receive the intervention. At baseline, both groups were similar on demographic variables, but participants who had experienced FE had more health problems, poorer memory and executive functioning, less social support, and greater stress than the comparison group. Six months after financial coaching ended, program participants had significantly less anxiety. Overall, older adult victims of FE showed no significant declines and, in fact, showed some improvement.
对老年人的金融剥削不仅影响受害者的财务状况，还会影响他们的健康。这项初步研究调查了金融辅导计划对遭受金融剥削的老年受害者的财务、神经认知、身体和情绪健康的影响。研究将居住在一个大城市地区且经历过金融剥削的20名老年人在基线和随访时与同一地区的20名正在做出重要财务决策但未经历过金融剥削且未接受干预的老年人进行了比较。在基线时，两组在人口统计学变量上相似，但经历过金融剥削的参与者比对照组有更多的健康问题、更差的记忆力和执行功能、更少的社会支持以及更大的压力。金融辅导结束六个月后，参与该计划的参与者焦虑明显减少。总体而言，遭受金融剥削的老年受害者没有出现显著下降，事实上还出现了一些改善。
