Aubrey Marc, Morin Alexandre J S, Fernet Claude, Carbonneau Noémie
Department of Psychology, Université du Québec à Trois-Rivières, Trois-Rivières, QC, Canada.
Department of Psychology, Concordia University, Montréal, QC, Canada.
Front Psychol. 2022 Aug 12;13:935284. doi: 10.3389/fpsyg.2022.935284. eCollection 2022.
Several definitions and measures of financial well-being (FWB) have been proposed in the scientific literature. The Multidimensional Subjective Financial Well-being Scale (MSFWBS) stands out among these measures in its ability to account for the conceptual richness of FWB. However, the original validation study based on a confirmatory factor analytic model indicated that the factor structure of scores obtained on this instrument was acceptable at best, revealing factor correlations high enough to question the discriminant validity of the factors. To improve conceptual and operational clarity of FWB, this study assesses the psychometric properties of the MSFWBS among French-Canadian adults ( = 454), using statistical models better suited to the examination of multidimensional constructs (exploratory structural equation modeling-ESEM, and bifactor-ESEM). Our results supported a bifactor-ESEM representation of scores on the MSFWBS, and their measurement invariance across groups of participants defined on the basis of their age, sex, personal income and household income. Our results also supported the convergent (with other measures of FWB) and criterion-related (with measures of life satisfaction, perceived stress, and psychological distress) validity of scores obtained on the MSFWBS (particularly the global FWB factor). By providing an optimized measure of FWB, our study contributes to advancing research on FWB.
科学文献中已经提出了几种财务幸福感（FWB）的定义和衡量方法。多维主观财务幸福感量表（MSFWBS）在这些衡量方法中脱颖而出，因为它能够体现财务幸福感概念的丰富性。然而，基于验证性因素分析模型的原始验证研究表明，使用该工具获得的分数的因素结构充其量只能说是可以接受的，所揭示的因素相关性高到足以质疑这些因素的区分效度。为了提高财务幸福感在概念和操作上的清晰度，本研究使用更适合检验多维结构的统计模型（探索性结构方程建模-ESEM和双因素-ESEM），评估了法裔加拿大成年人（n = 454）中MSFWBS的心理测量特性。我们的结果支持了MSFWBS分数的双因素-ESEM表示，以及它们在根据年龄、性别、个人收入和家庭收入定义的参与者群体中的测量不变性。我们的结果还支持了MSFWBS（特别是总体FWB因素）获得的分数的收敛效度（与其他FWB测量方法）和与标准相关的效度（与生活满意度、感知压力和心理困扰的测量方法）。通过提供一种优化的FWB测量方法，我们的研究有助于推进对FWB的研究。
