Bialowolski Piotr, Makridis Christos A, Bradshaw Matt, Weziak-Bialowolska Dorota, Gundersen Craig, Le Pertel Noémie, Gibson Cristina, Jang Sung Joon, Padgett R Noah, Johnson Byron R, VanderWeele Tyler J
Department of Economics, Kozminski University, Warsaw, Poland.
Human Flourishing Program, Institute for Quantitative Social Science, Harvard University, Cambridge, MA, USA.
Nat Hum Behav. 2025 Apr 30. doi: 10.1038/s41562-025-02207-4.
Using nationally representative data from 202,898 participants in the Global Flourishing Study, this work examines factors associated with financial well-being across 22 countries. We investigate how demographic factors-including age, gender, marital status, employment status, education, religious service attendance and immigration status-are correlated with financial well-being (as assessed through four dimensions). Additionally, we analyse associations between recalled early-life conditions, such as parental marital status and childhood health, with financial well-being in adulthood. Our findings reveal cross-national differences in levels of financial well-being and its demographic correlates. Early-life conditions were also consistently associated with adult financial well-being, although these associations varied substantially across countries. These results suggest that understanding financial well-being should encompass both current sociodemographic factors and early-life experiences within the unique cultural and socioeconomic contexts of different populations.
利用来自全球繁荣研究中202898名参与者的具有全国代表性的数据，这项研究考察了22个国家中与财务幸福感相关的因素。我们研究人口统计学因素——包括年龄、性别、婚姻状况、就业状况、教育程度、宗教活动参与情况和移民身份——如何与财务幸福感（通过四个维度进行评估）相关联。此外，我们分析了回忆起的早期生活状况，如父母的婚姻状况和童年健康状况，与成年后的财务幸福感之间的关联。我们的研究结果揭示了财务幸福感水平及其人口统计学关联因素在不同国家之间的差异。早期生活状况也一直与成年后的财务幸福感相关，尽管这些关联在不同国家之间有很大差异。这些结果表明，理解财务幸福感应同时考虑当前的社会人口统计学因素以及不同人群独特文化和社会经济背景下的早期生活经历。
