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按驾里程收费车险对年轻驾驶员驾车速度选择的影响:荷兰现场试验结果。

Effects of Pay-As-You-Drive vehicle insurance on young drivers' speed choice: results of a Dutch field experiment.

机构信息

Faculty of Behavioral and Social Sciences, University of Groningen, Grote Kruisstraat 2/1, The Netherlands.

出版信息

Accid Anal Prev. 2011 May;43(3):1181-6. doi: 10.1016/j.aap.2010.12.032. Epub 2011 Jan 26.

DOI:10.1016/j.aap.2010.12.032
PMID:21376917
Abstract

Speeding is an important cause for young drivers' involvement in traffic accidents. A reduction in driving speeds of this group could result in fewer accidents. One way of reducing driving speed is offering explicit financial incentives. In collaboration with five Dutch car insurance companies, we tested the effects of a Pay-As-You-Drive insurance fee on driving speed. A group of young drivers could save money on their monthly insurance fee by keeping the speed limit. Driving speed was monitored through GPS technology during one year. Analyses showed that, relative to pre- and post-measurement, as well as a control group, the introduction of a Pay-As-You-Drive insurance fee significantly reduced speed violations of young drivers.

摘要

超速是导致年轻驾驶员发生交通事故的一个重要原因。降低该群体的驾驶速度可能会减少事故发生的几率。降低驾驶速度的一种方法是提供明确的经济激励。我们与五家荷兰汽车保险公司合作,测试了按驾龄里程付费保险费对驾驶速度的影响。一组年轻驾驶员可以通过保持限速来节省每月的保险费用。在一年的时间里,通过 GPS 技术监测驾驶速度。分析表明,与测量前、后以及控制组相比,引入按驾龄里程付费保险费显著降低了年轻驾驶员的超速违章行为。

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