Department of Population Medicine, Harvard Medical School, Boston, MA 02215, USA.
J Gen Intern Med. 2012 Sep;27(9):1112-9. doi: 10.1007/s11606-012-2057-x. Epub 2012 Apr 29.
Cancer screening is often fully covered under high-deductible health plans (HDHP), but low socioeconomic status (SES) women still might forego testing.
To determine the impact of switching to a HDHP on breast and cervical cancer screening among women of low SES.
Pre-post with comparison group.
Four thousand one hundred and eighty-eight health plan members enrolled for one year before and up to two years after an employer-mandated switch from a traditional HMO to an HMO-based HDHP, compared with 9418 propensity score matched controls who remained in HMOs by employer choice. Both groups had low outpatient copayments. High-deductible members had full coverage of mammography and Pap smears, but $500 to $2000 individual deductibles for most other services. HMO members had full coverage of cancer screening and low copayments for other services without any deductible. We stratified analyses by SES.
Transition to a HDHP.
Annual breast and cervical cancer screening rates; rates of annual preventive outpatient visits.
In follow-up years 1 and 2, low SES HDHP members experienced no statistically detectable changes in rates of breast cancer screening (ratio of change, 1.14, 95 % CI, [0.93,1.40] and 1.05, [0.80,1.37], respectively) or preventive visits (difference-in-differences, +1.9 %, [-11.9 %,+17.7 %] and +10.1 %, [-9.4 %,+33.7 %], respectively) relative to HMO counterparts. Similarly, among low SES HDHP members eligible for cervical cancer screening, no significant changes occurred in either screening rates (1.01, [0.86,1.20] and 1.08, [0.86,1.35]) or preventive visits (+0.2 %, [-11.4 %,+13.3 %] and -1.4 %, [-18.1,+18.6]). Patterns were statistically similar for high SES members.
During two follow-up years, transition to an HMO-based HDHP with coverage of primary care visits and cancer screening did not lead to differentially lower rates of breast and cervical cancer screening or preventive visits for low SES women. Generalizability is limited to commercially insured women transitioning to HDHPs with low cost-sharing for cancer screening and primary care visits, a common design.
癌症筛查通常在高免赔额健康计划(HDHP)下全额覆盖,但社会经济地位较低(SES)的女性仍可能放弃检测。
确定低 SES 女性切换到 HDHP 对乳腺癌和宫颈癌筛查的影响。
前后比较组。
4188 名健康计划成员在雇主强制从传统 HMO 切换到基于 HMO 的 HDHP 前一年和之后两年内登记了一年,与 9418 名倾向评分匹配的对照组进行比较,这些对照组通过雇主选择继续留在 HMO 中。两组的门诊共付额都较低。高免赔额成员的乳房 X 光检查和巴氏涂片检查全额覆盖,但大多数其他服务的个人免赔额为 500 至 2000 美元。HMO 成员的癌症筛查全额覆盖,其他服务的共付额较低,且无免赔额。我们根据 SES 进行了分层分析。
过渡到 HDHP。
每年乳腺癌和宫颈癌筛查率;年度预防门诊就诊率。
在随访的第 1 年和第 2 年,低 SES HDHP 成员的乳腺癌筛查率(变化比,1.14,95%CI,[0.93,1.40]和 1.05,[0.80,1.37])或预防就诊率(差异-差异,+1.9%,[-11.9%,+17.7%]和+10.1%,[-9.4%,+33.7%])均无统计学上的显著变化与 HMO 对照组相比。同样,在符合宫颈癌筛查条件的低 SES HDHP 成员中,筛查率(1.01,[0.86,1.20]和 1.08,[0.86,1.35])或预防就诊率(+0.2%,[-11.4%,+13.3%]和-1.4%,[-18.1%,+18.6%])也没有显著变化。SES 较高的成员的模式在统计学上也相似。
在两年的随访期间,向以 HMO 为基础的 HDHP 过渡,涵盖初级保健就诊和癌症筛查,并未导致低 SES 女性的乳腺癌和宫颈癌筛查或预防就诊率出现差异下降。这种情况的普遍性仅限于采用低自付额设计,为癌症筛查和初级保健就诊覆盖商业保险女性的 HDHP。